At Strategy Soto Consultancy, we understand the importance of offering competitive 401K, Life, and Health Insurance benefits. These offerings are essential for attracting top talent, ensuring long-term employee satisfaction, and providing your team with peace of mind. As a trusted advisor, we work with a wide array of insurance products and services, ensuring your business provides comprehensive and affordable coverage to its employees.

Our Services Include:

• 401K Plan Design & Management: We help you design and implement a 401K plan that aligns with your company’s needs and goals. Whether you need a simple plan for a small business or a more complex solution for larger organizations, we ensure your plan meets compliance requirements while offering flexibility and growth potential for your employees.
• Health Insurance Consulting & Solutions: We guide you through selecting the most effective health insurance plans for your employees, balancing affordability with coverage. We offer access to a variety of health plan options from top carriers, allowing you to tailor your benefits to fit your team’s needs.
• Life Insurance Benefits: Protect your employees and their families with affordable life insurance solutions. We work with leading providers to offer term, whole, and universal life insurance policies, ensuring comprehensive coverage that fits both the business and the employee’s needs.
• Employee Wellness Programs: Beyond traditional health benefits, we offer access to wellness programs that encourage healthier living and reduce overall healthcare costs. These programs can include fitness challenges, mental health support, stress management, and preventative care initiatives.
• Compliance & Regulatory Support: Stay ahead of changing regulations with our compliance guidance. We assist you in navigating federal and state laws governing employee benefits, ensuring that your offerings remain in full compliance with ERISA, ACA, and other regulations.
• Voluntary Benefits: Provide your employees with a variety of voluntary benefits options, such as dental, vision, disability, critical illness insurance, and accident coverage. These benefits can be customized to your team’s preferences, providing them with more choice and flexibility.
• Health Savings Accounts (HSA) & Flexible Spending Accounts (FSA): We help implement HSAs and FSAs that allow employees to set aside pre-tax dollars for medical expenses, while also offering tax advantages for the business.
• Short-Term & Long-Term Disability Insurance: Protect your employees' income in the event of a disability with disability insurance options. We offer both short-term and long-term disability plans that provide financial security for employees during illness or injury.
• Critical Illness & Accident Insurance: Provide coverage for unexpected health events with critical illness and accident insurance. These plans help cover out-of-pocket expenses and offer support during recovery, giving employees added peace of mind.
• Tax-Advantaged Retirement Solutions: In addition to 401K plans, we offer a range of retirement savings options, including Simple IRA, SEP IRA, and Roth IRA solutions, which provide tax benefits for both the employer and employees.

At Strategy Soto Consultancy, we work with you to build a comprehensive benefits package that supports your team’s well-being and long-term financial security. Whether you are a small business or a large enterprise, we have the knowledge and resources to help you provide the best possible coverage for your employee